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Frequently Asked Questions
 
My credit is less than perfect. Can I still be considered for equipment financing?

Yes. We approve all types of credit for crane financing. What separates us from other lenders is that we look at the value of the equipment rather than just your credit score and length of time in business. A low credit score won't stand between you and your new equipment purchase.


I'm looking at purchasing a used crane. Do you provide financing for older cranes?
Yes. The age and condition of the crane is considered in establishing the overall value of the equipment. We finance used equipment as a part of our regular business.
 

I own an older crane but need cash. Can you help me?

Yes. If you own a crane, you can use your equity to get fast cash for expenses or to purchase additional equipment. Even if your crane is ten years old, we can probably help you get the cash you need.

What type of information will I need to provide to get an approval?

All you need to do is
complete our single-page credit application.
 

How long does the financing process take?

Once we have your application, we can have an answer for you within 24 hours. Once you are approved, and accept the terms and conditions, you can expect the entire process to take less than five business days. Cash in hand within a week.
Fast - Easy - Approved.

 
What happens after I am approved?

Once you have accepted the terms and conditions, we will send you the lease or loan documents via email or overnight shipment. You will then need to sign and return the documents to Heartland Wisconsin Corp. You will also be required to obtain and provide proof of insurance on the equipment. Once the documents are executed and returned, we will fund the vendor, or individual you are buying the equipment from, and they will release the equipment to you.

If you are receiving cash from a crane equity loan, we will overnight a check or wire you the money as soon as we receive the accepted loan documents, proof of equipment insurance and proof of ownership.
 
 
I own the property/building for my business, and I need a loan to purchase new equipment. Can you help me with this?

Yes. If you own commercial property, we can provide equity financing to help your business grow and thrive. For details and more information,
contact us.
 

With the changes in the economy, my company's finances have become unstable. I'm concerned about outstanding debt and current cash flow. Can you help?

Yes. Our banking services can help your company's financial portfolio by assessing debt levels, outstanding loans, credit opportunity, current equity levels, resources, etc. We can then help you to better position your portfolio by way of resources available through Heartland Wisconsin Corp. We can help companies facing financial risk get back on track with our unique banking services.
Contact us for more information.